Episode 323: At What Tax Bracket Should I STOP Contributing to Roth: Responding to The Money Guy Show

In this episode, host David McKnight tackles a question about the tax bracket at which you should stop contributing to the Roth IRA and start contributing to the traditional IRA. The inspiration for this episode was a recent episode of The Money Guy Show. David believes that advice such as that shared on The Money Guy Show doesn’t consider most of the people asking questions like the one addressed in the episode. Those are people whose combined marginal tax rates fall between 25% and 30%. Generally, David likes the idea of having a rule of thumb tax bracket that helps you determine whether or not you should go Roth or traditional. However, he warns against providing advice that ends up confusing a huge swath of investors.  In fact, David sees the particular rule of thumb like the one shared on The Money Guy Show as something that isn’t going to be all that helpful to many Americans. David breaks down the power of zero rule of thumb when it comes to deciding between Roth or traditional....